Notice to Motor Vehicle Credit Applicant
A consumer report from a consumer reporting agency was used in connection with your application to finance the acquisition of a motor vehicle. Consumer reports include data about your credit history and payment patterns. Consumer reports are important because they are used in determining whether to extend credit and may be used to determine the annual percentage rate you may be offered.
If you have questions about your consumer report, you are entitled to know the name, address, and telephone number of the consumer reporting agency that provided the consumer report used to evaluate your loan application. You may ask the dealer for this information. You may then contact the consumer reporting agency at the address and telephone number provided.
You are entitled under federal law to a free copy annually of your consumer report by calling 1-877-322-8228 or visiting annualcreditreport.com.
Names, addresses and telephone numbers of principal credit reporting agencies:
Experian
P.O. Box 2104
Allen TX 75013
888-397-3742
Trans Union
P.O. Box 2000
Chester PA 19022
800-888-4213
Equifax
P.O. Box 740241
Atlanta, GA 30374
800-685-1111